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Loans against Accounts Receivables:
- Discount,
- Dailly mobilization
- Factoring A/R
The mobilization of claims is part of the negotiated contract and bank loans. This is, in 3 cases, cashing on the amount of sales invoices issued without waiting for the payment by the customer, at maturity. In fact, the banker the money to advance your business, minus a commission.
Regarding negotiated formulas, these forms of credit are in themselves acceptable responses to short-term financing needs.
Their implementation, however, requires some technical skills in accounting for the company. The management of factoring, for example, can be a complicated challenge for small companies, which have no accounting manager confirmed and seasoned in-house.
Not to mention that the only claims that can be mobilized are those charged to business customers and the situation tightens, since customers transferred to the bankers do not follow the planned payment schedule. The bank will not make you a present of this delay.
